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Before we dive, don't forget that to receive a ₦1200 welcome bonus, use the referral code "9032984656" during sign-up and add money to your Opay account. Ensure a minimum deposit of ₦2000 to receive the welcome bonus instantly. Learn the steps, requirements, and related topics to claim your Opay referral bonus.
What is Opay?​
Opay is a payment platform developed by Opera Software, the makers of the Opera browser. The platform is designed to provide fast, secure, and affordable payment solutions to its users.Opay's services include money transfer, mobile recharge, airtime purchase, and bill payment. The platform operates in Nigeria, Egypt, Kenya, and South Africa, with plans to expand to other African countries in the future.
How does Opay work?​
Opay's payment system is based on a mobile application that can be downloaded from the Google Play Store or Apple App Store.To use the platform, users need to register and verify their identity. Once verified, users can link their bank account or debit card to the platform and start making transactions.
To make a payment, users need to select the service they require from the Opay app's main menu. The app will then prompt the user to enter the payment details, such as the recipient's phone number or the bill amount. Once the payment details are confirmed, the user can proceed to make the payment using their linked bank account or debit card.
Opay Referral Program 2025 Update​
As an Opay customer, you’re assigned a unique invitation code which you can share with friends.Do you know you can earn up to N 5,600 referring your guys and homies? I've been earning from opay referral program since last year and I'll show proof of my cash outs




Last month it was just N4,200 but now





So you can see how I have earned up to N90,000 with Opay alone. You can do it to

To receive a ₦1,200 bonus, use this invitation code "9032984656" during sign-up and add money to your Opay account. Ensure a minimum deposit of ₦2000 to receive the welcome bonus instantly.
Don't miss out on this exciting offer!
How Does it work?
Simple, just invite someone that haven't used opay before or haven't been active for over 180 days to join and earn rewards. Once they make bill payment of N 100 or more, you will get up to N 5,600 cash and your friend will get N 1,200 welcome

About Validity
Every Referral task is Valid for 7 days. If your session expires your friends have not returned to opay, you might re invite them for a new task.
Features of Opay​
Opay offers various features that make it a popular payment platform in Africa. Some of these features include:- Instant fund transfer
- Mobile recharge
- Bill payment
- Airtime purchase
- Investment opportunities
Benefits of Opening an Opay Account​
Opay offers a wide range of benefits including:- Speed
- Convenience
- Security
- Affordability
- Wide range of services
Opay offers a range of financial services, including mobile money transfers, bill payments, airtime purchases, and more. This makes it a versatile platform that can be used for various financial needs.
Opay Account Registration Requirements [Opay Sign Up ]​
To create an Opay account, you’ll need to be 18+ of age, provide your name, phone number, and email address, and then create a strong password. You’ll also need to verify your account by entering a verification code sent to your phone number.For a quick Opay sign up, that’s the basic requirements. However, if you want to upgrade your Opay account, you’ll need other verification requirements such as a Bank Verification Number (BVN), and an ID Card.
How To Open An Opay Account​
Follow this Step-by-Step Guide to Open an Opay Account effortlessly: Use my referral code 9032984656 to get N1,200 opay welcome bonus..Download the Opay App
The first step is to download the Opay mobile app, which is available on both the Google Play Store and Apple App Store.
Make sure your smartphone meets the minimum system requirements to run the Opay app smoothly.
2. Install and Launch the App
Once downloaded, install the Opay app on your device.
Open the app and select your preferred language for the account opening process.
3. Click on "Create Account"
On the app's home screen, look for the "Create Account" button or option.
Alternatively, you may see other registration options like "Sign Up" or "Open Account".
4. Enter Your Phone Number
You will be prompted to enter your active mobile phone number that will be linked to your Opay account.
Ensure you enter the number correctly, including the country code (+234 for Nigeria).
Opay will then send a verification code to your phone to confirm the number.
5. Create a Strong Password
Set a secure password for your Opay account, following the app's password requirements.
Use a combination of letters, numbers, and special characters to create a strong, unique password.
6. Enter Your Personal Information
Provide your full name, date of birth, and other personal details as requested by the app.
Make sure to enter this information accurately, as it will be used for KYC (Know Your Customer) verification.
7. Upload Identification Document
Opay will require you to upload a clear photo or scan of a valid government-issued ID, such as a national ID card, international passport, or driver's license.
Ensure the document is in good condition and the information is legible.
8. Set Up Security Questions
Opay will prompt you to set up security questions and answers.
Choose questions that are easy for you to remember but difficult for others to guess.
9. Verify Your Email Address
Provide a valid email address and follow the steps to verify it.
Having a verified email linked to your Opay account can help with password resets and other account-related communications.
10. Complete KYC Verification
Opay will review your submitted information and documents to verify your identity and complete the Know Your Customer (KYC) process.
Depending on your account type, you may need to provide additional documents or information.
Once you've completed all these steps, your Opay account will be successfully created. You can then proceed to fund your wallet a
and start using Opay's various financial services and features.
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